When you buy a pre-owned home, do you know what will come with the house? Do you get to keep all the appliances, the art on the walls or the outdoor pizza oven on the patio?
Determining what will stay with the home and what will go with the previous owner will vary by seller and contract. Here’s how to determine what conveys with the home you’re considering, as well as tips to safeguard yourself when negotiating those extra items.
- Check the listing.
- Know the screwdriver rule.
- Negotiate with the seller.
- Talk to your lender.
Start at square one and look at the original listing. Hopefully the seller specified the items included in their home’s asking price.
For the most part, if it takes a screwdriver to remove, it’s considered a part of the home. This includes shelves, light fixtures and even curtain rods. But, if it’s hung on a nail, it’s removable and likely not included in the sale.
If there’s something you’re interested in that isn’t part of the listing, we can negotiate with the seller.
If the seller agrees to include big-ticket items, you’ll want to tell your mortgage lender. Depending on the type of loan you have, it could affect the appraisal or change the value of the property.
So, unless the seller specified the washer and dryer in the listing, you should assume they’re not included. As for the pizza oven? If it’s built into the patio, it’s probably already built into the listing price.
Have more questions about what’s included with a home? Get in touch today.
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